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The 25 Best Financial Blogs

by dmaxwell on Apr 7, 2013

If you’re looking for some good read regarding financial matters, Time.com has previously compiled a list of the most influential (and useful) finance blogs out there.

Hint: this list covers different levels of discussion. Topics include: corporate financial matters, legal matters, business and personal level financing. All blogs are informative, with some entertaining and humorous. Happy reading!

Here’s the list:

  1. Business Insider
  2. Grasping Reality with a Sharp Beak
  3. Econbrowser
  4. Dealbreaker
  5. Paul Kedrosky
  6. The Wealth Report
  7. WalletPop
  8. Naked Capitalism
  9. Real Time Economics
  10. Megan McArdle
  11. DealBook
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Start Rebuilding Your Credit

by Payday expert on Oct 18, 2012

Let me start by saying every month you are behind on your payment, your credit drops. To stop this dropping process, one has to start making the payment or negotiate an affordable payment plan. Once this payment plan(s) is agreed on, you will be able to make the payments and you can concentrate again on rebuilding your credit rather than being in payday hell.

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Payday Loan State Laws

by Payday expert on Sep 12, 2012

Alabama

Maximum Loan Amount:
$500
Loan Term:
10 to 31 days
Maximum Finance Charges:
No more than 17.5 percent of the amount advanced.

Alaska

Maximum Loan Amount:
$500
Loan Term:
14 days
Maximum Finance Charges:
No more than $5 + the lesser of 15% or $15 per $100

Arkansas

Prohibited

Arizona

Prohibited

California

Maximum Loan Amount:
$300
Loan Term:
Maximum 31 days
Maximum Finance Charges
no more than 15%

Colorado

Maximum Loan Amount:
$500
Loan Term:
6 months minimum to no maximum
Maximum Finance Charges:
20% for a loan of $0-$300 + 7.5% for a loan of $301-$500

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California Payday Lenders

by Payday expert on Apr 30, 2012

1. Payday lenders need to be licensed and registered in California.
2. Maximum loan amount can not exceed $300.
3. Loan period can not be longer than 31 days.
4. Maximum amount of interest can not exceed $17.65 for every $100 loan.
5. If loan goes to a collection company, that company can not charge more than $15.

If you feel that your payday lender in California did not abide by these rules, then we can wipeout the debt. Remember online lenders might not be in the state you reside. Be careful when choosing a payday lender. Each state has its own laws for payday lenders.

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Learn How To Apply For A Credit Card

by David on May 29, 2010

One of the disadvantages of modern times is that people tend to acquire a bunch of things that are really not necessary. Numerous gadgets and services are being produced all the time to make people buy.

And to facilitate this modern and convenient lifestyle, various financial products and services were created. And out of the hundreds of financial services that were developed in this century, the credit card has influenced our everyday life the most.

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Payday Loan Trap

by David on May 1, 2010

Too many of our clients are stuck in a payday loan trap. When you find yourself renewing or getting other payday loans to pay off the initial payday loan you become deeper and deeper in debt. Its very difficult to catch up on paying your loans off when you get two, three or more.


I found a very good article on the FTC website about payday loans and finding useful alternatives to payday loans. You can read more about it here: http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt060.shtm


We have helped so many of our clients escape this payday loan trap and we can help you too!

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Fraudulent Debt Collectors

by David on Mar 31, 2010

Men with thick Indian accents are calling people trying to intimidate or scare them into paying payday loan debts that are either old or not theirs. They claim to be with firms such as Allied Financial Services, Cash Net USA, Advanced Credit Recovery, Cash Land, and Cash America and many other legal sounding or credible names.

These are phony debt collectors. Some of the phone numbers being used are:

646-499-6029

650-452-6236

972-472-9922

803-369-3108

818-302-7511

347-418-0401

916-458-4838

206-607-0716

760-514-0147

415-236-1916

714-006-6000

310-401-6743

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Plain Talk About Debt Collector Calls

by David on Mar 5, 2010

There are thousands of us who receive debt collector calls and many people do not know their consumer debt collection rights.


Debt collectors often belittle, abuse or downright harass consumers which takes a toll on the uninformed consumer. But a good thing to know, is there are federal and state laws that were enacted to protect consumers from unscrupulous debt collectors.


Below is a snippet from the main watchdog who regulates what collectors can do and cannot do, the Federal Trade Commission.

PRACTICES THAT ARE OFF LIMITS TO DEBT COLLECTORS

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

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Testimonials

Darryl is the best !! I have had 100 % attention to everyone of my questions and problems and were handled immediately. I would recommend this service to everyone!
5 out of 5 stars
Laurieof Piermont, NY on March 30, 2010