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or email us at info@paydayfreedom.com

FAQ

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Q. Who is Qualified

A. If you have $1,000 or more in payday loan debt and are unable to pay off these loans with your current income because of high interest and fees, we will certainly help you achieve the payday loan aid you are looking for.

Q. How Much Will This Cost?

A. Please go back to the homepage and simply fill in the total amount of your payday loan debt in the space provided and we will get you a quote on what the estimated monthly payment will be. This is beneficial for clients who want to get rid of the burden of their payday loan debt as quickly as possible. We offer a 6, 9 and 12 month method to better suit your budget. Please contact us to speak to one of our financial counselors to find out more.

Q. Can I Be Sued?

A. If you received your payday loans from a storefront lender, yes you can be sued. They are legally licensed to lend in your state and they have the ability to take a borrower to small claims court to recover the money which is owed to them. The purpose of the lawsuit is simply to get their money back. However, most payday lenders would rather not go through this trouble because of the paperwork and legal expenses involved.

Depending on the method we set up for you, partial payments are usually sent to your payday lenders after you make your first payment. Immediately, your payday lenders will start seeing the loan getting paid back and it will become illogical and unnecessary for them to sue.

Q. Can Payday Lenders Garnish My Wages?

A. It is possible that your payday lenders can garnish your wages. However, they will have to take your court first, successfully obtain a judgment, and then file a garnishment action. Again, you easily avoid legal action if you are in our debt resolution method.

Q. Can Payday Lenders Continue to Call Me?

A. Immediately after enrollment, collector phone calls will become limited but may not stop completely. Payday lenders have every right to try and contact you in order to collect debt which is owed to them as long as they adhere to the Fair Debt Collection Practices Act Guidelines. As our client, we will provide you instructions on how to deal with collector calls.

Q. Can't I Negotiate My Payday Loan Debts With The Creditors On My Own?

A. You can certainly try to negotiate with your payday lenders yourself. You first need to have a look at your negotiation skills and understand Payday Lenders are in the business to make money and they only look out for their best interest. It is best to work with a company that has the knowledge and experience required to get you the best results possible. You can truly rely on our expertise to relieve you of any stress associated with your payday loan debt as we assist you on your way to financial independence.

Q. Can I Cancel The Method If I Change My Mind?

A. You can cancel at any time and for any reason. However termination from the method will once again make you liable for your payday loans and we will no longer be able to assist you in negotiations. You will need to make your original payments to your payday lenders as well as the interest that will be started again from inception.

Q. How Do I Apply?

A. Complete the form online. A debt resolution counselor will contact you and answer any questions you may have and guide you through the enrollment process. You may also contact us at (888) 250-5005 or submit a request through the contact us section.

Testimonials

Thank you so much!!!! I got your message from yesterday concerning the status of my payday loan payments. You guys are the BEST!!!! I really appreciate all that you have done. I have added your company’s information to our list of qualified companies that we print up and share with the public because you all have really come through for me. Thanks again.
4 out of 5 stars
Kollie V, TX