Fraudulent Debt Collectors
by dmaxwell on Mar 31, 2010
These are phony debt collectors. Some of the phone numbers being used are:
My clients have reported many other calls from these people and we handled it for them. But the underlying number seems to be from area codes (818), (213), (310), and (714) for the most part.
These fraudulent collectors claim you will be arrested and placed in jail unless you send money to them immediately. They will even threaten to call your place of business and report to your boss or that you have a lawsuit against you when you were never notified to begin with.
Some people are getting voice mails to even have their attorney call them back which is just another one of their scare tactics. The amounts they are seeking from people are roughly between $400 and $1,000. These telephone calls are usually received on a Friday or weekend when government offices or the payday lenders you supposedly owe money to are closed.
Their objective of this scam is to scare the person into sending money via Money Gram, Western Union or to release their bank account info, in order to stop them from having the police from coming to arrest you. But remember you cannot and will not be arrested for not paying a debt. Not paying back a debt is a civil matter.
The callers show real phone numbers in the US but these so called debt collectors are calling from a call center in India using a Voice over IP.
Again, the name of the payday loan providers given is a sham. The scammers use both the name of a real payday loan outfit and even an attorney to make the person think itâ€™s legitimate if they check it out on the web. Again, itâ€™s completely fraudulent.
If you get this type of call whether you owe the debt or not get a hold of the original creditor and seek information regarding this. As well please go your state attorney generalâ€™s website and file a complaint. You can also file a separate complaint with the FTC. All this can be done online.
If you have been called or targeted please list the name and number below so others can benefit from it as well. We would love to stop these guys from preying on innocentÂ people. You can also file a complaint at the Internet Crime Center http://www.ic3.gov/default.aspx
Some of our clients have used this intimidation tactic on the scammers. They start out asking the person calling them these simple questions:
â€What did you say your name was?
Can you spell that for me?
What is your address?
Can you please spell that for me as well?
And whatâ€™s the best number to reach you or a direct line?
Then repeat it back to them.
What is the name of your company?
Can you spell that for me?
I need your supervisorâ€™s name also, and please spell it for me.
I also need their direct line too.â€
And so on and so forthâ€¦
They always get frustrated because the clients insist these questions be answered before the allow the scammer to speak and they always hang up first.
Another quick tactic is to just pretend you have no idea what they are saying because you canâ€™t understand what they are saying.